ABOUT US
ADVISORS YOU CAN TRUST
At Cote Financial Management our clients can rest easy knowing
that our interests are aligned with theirs. As fee-only registered
investment advisors, Cote Financial Management's advisors act as fiduciaries on our clients' behalf. Our unbiased, conflict-free advice, commitment to transparency, and our independent investment platform serve clients well,
and help us build strong relationships based on Integrity, Knowledge and Trust.
Stephen M. Cote, CFP
President & Founder
Mr. Cote founded Cote Financial Management in 2010 after
gaining valuable experience as a Vice President of Wealth Management for
UBS Financial Services and Citigroup SmithBarney. After graduating from Merrimack College in 1993 with a BSBA and a concentration in Finance,
Steve also became a Certified Financial Planner from
the College of Financial Planning.
Mr. Cote's financial knowledge and experience are the backbone to
Cote Financial Management. Steve has extensive experience in
investment planning, retirement planning, and estate planning.
Prior to working in the Investment Industry, Steve worked as an
executive with Liz Claiborne for their Sigrid Olsen division.
CFM's CORE FINANCIAL DISCIPLINES
INVESTMENT PLANNING & ASSET MANAGEMENT
INVESTMENT PLANNING & ASSET MANAGEMENT
INVESTMENT PLANNING & ASSET MANAGEMENT
Asset allocation and suitability based upon
ones goals and risk tolerance
RETIREMENT PLANNING
INVESTMENT PLANNING & ASSET MANAGEMENT
INVESTMENT PLANNING & ASSET MANAGEMENT
Advice and strategies to ensure that
your personal retirement goals are met
RISK MANAGEMENT
INVESTMENT PLANNING & ASSET MANAGEMENT
RISK MANAGEMENT
We work with clients to identify and mitigate risk to avoid financial pitfalls through various investment strategies
BUSINESS/CORPORATE SERVICES
BUSINESS/CORPORATE SERVICES
BUSINESS/CORPORATE SERVICES
Helping businesses develop proper
employee benefit packages
(401k, SEP IRA’s and cash management services)
ESTATE PLANNING
BUSINESS/CORPORATE SERVICES
BUSINESS/CORPORATE SERVICES
Ensuring the proper and efficient transfer of your wealth to your heirs in the manner that you desire
EDUCATIONAL SAVINGS PLAN
BUSINESS/CORPORATE SERVICES
EDUCATIONAL SAVINGS PLAN
CFM works with families to develop a solid and realistic plan to finance the rising cost of education